Business case
Our client, a French online bank, sought to divest a significant loan portfolio. The portfolio was primarily composed of performing exposures with a limited share of non-performing loans, including mortgages, consumer and SME loans.
The bank sought an independent adviser to conduct the portfolio valuation and subsequently manage the divestment process through to closing.
We delivered a one-stop-shop advisory service, covering both the valuation of the portfolio and the management of the M&A process. We provided a granular valuation by asset bucket (performing and non-performing loans across various types) and maintained competitive tension throughout the transaction by leveraging our knowledge of key market players to ensure the swift divestment of the portfolio.
We conducted a detailed valuation of the loan portfolio, taking into account the specifics of each asset bucket. We managed the entire divestment process – from identifying and engaging a broad pool of potential bidders to coordinating the closing with the final investor.