Analyse de rentabilité
Two institutional players in North Africa considered creating a joint venture to launch a new insurance activity, with a strong focus on inclusive insurance. The project aimed to assess the market opportunity, define the target inclusive insurance offer and distribution model, and structure the operational, IT and financial roadmap.
The assignment combined local insurance market analysis, benchmark of inclusive insurance best practices, product strategy, distribution channel design and go-to-market planning. The financial model assessed the balance between traditional and inclusive insurance products, break-even timing, premiums, claims, expenses, reinsurance, solvency capital requirements, cash flows, technology implementation costs and sensitivity scenarios.
Accuracy supported the partners in defining the joint venture strategy, product mix and launch roadmap, combining traditional insurance and inclusive insurance. We built the multi-year business plan to identify the break-even point, assess operational and technology implementation costs, and evaluate the extent to which traditional insurance activities could support the development and financial sustainability of inclusive insurance.