{"id":51996,"date":"2025-02-10T12:09:32","date_gmt":"2025-02-10T11:09:32","guid":{"rendered":"https:\/\/www.accuracy.com\/?p=51996"},"modified":"2025-03-07T12:11:53","modified_gmt":"2025-03-07T11:11:53","slug":"les-activites-de-detail-des-banques-francaises-se-redressent-le-figaro","status":"publish","type":"post","link":"https:\/\/www.accuracy.com\/fr\/les-activites-de-detail-des-banques-francaises-se-redressent-le-figaro\/","title":{"rendered":"Les activit\u00e9s de d\u00e9tail des banques fran\u00e7aises se redressent - Le Figaro"},"content":{"rendered":"<p><strong>Les \u00e9tablissements tricolores ont renou\u00e9 avec de solides profits, d\u00e9gageant au total 32,1 milliards d'euros de r\u00e9sultat net en 2024.<\/strong><\/p>\n<p>Malgr\u00e9 les turbulences politiques et la morosit\u00e9 de l'\u00e9conomie tricolore, 2024 aura \u00e9t\u00e9 un bon mill\u00e9sime pour les banques fran\u00e7aises. Les cinq plus grandes d'entre elles, c'est-\u00e0-dire BNP Paribas, Cr\u00e9dit agricole, Soci\u00e9t\u00e9 g\u00e9n\u00e9rale, BPCE (Banques populaires et Caisses d'\u00e9pargne) et Cr\u00e9dit mutuel Alliance f\u00e9d\u00e9rale ont d\u00e9gag\u00e9 32,1 milliards d'euros de b\u00e9n\u00e9fices au total ! Un montant rarement vu. Nombre de grandes banques europ\u00e9ennes ont aussi brill\u00e9 l'an dernier. Profitant de taux d'int\u00e9r\u00eat toujours \u00e9lev\u00e9s, Intesa Sanpaolo en Italie, Santander et BBVA en Espagne ou Commerzbank en Allemagne ont battu de nouveaux records.<\/p>\n<p>(\u2026)<\/p>\n<p>En revanche, dans les autres banques, les activit\u00e9s de banque de d\u00e9tail, qui englobent les cr\u00e9dits aux m\u00e9nages et aux entreprises, et la collecte d'\u00e9pargne, ont continu\u00e9 \u00e0 se redresser en fin d'ann\u00e9e. C'est notamment le cas chez BPCE, dont le p\u00f4le banque de proximit\u00e9 et assurance, qui rassemble les deux principaux r\u00e9seaux ainsi que des m\u00e9tiers tels que l'assurance, a vu ses b\u00e9n\u00e9fices augmenter de 9 % en 2024. \"Les marges nettes d'int\u00e9r\u00eat (\u00e9cart entre le prix auquel une banque se finance, et celui auquel elle pr\u00eate, NDLR) s'am\u00e9liorent progressivement \", note <strong>Nicolas Darbo<\/strong>, associ\u00e9 chez <strong>Accuracy<\/strong>. Chez BPCE, qui s'appr\u00eate \u00e0 unifier les syst\u00e8mes informatiques des Banques populaires et des Caisses d'\u00e9pargne, cette marge a augment\u00e9 de 4 %.<\/p>\n<hr \/>\n<p><em>Voir l'article complet <a href=\"https:\/\/www.lefigaro.fr\/societes\/un-niveau-historique-en-2024-les-banques-francaises-portees-par-leurs-activites-de-detail-20250207\">ici<\/a>.\u00a0<\/em><\/p>","protected":false},"excerpt":{"rendered":"<p>Les \u00e9tablissements tricolores ont renou\u00e9 avec de solides profits, d\u00e9gageant au total 32,1 milliards d&#8217;euros de r\u00e9sultat net en 2024. Malgr\u00e9 les turbulences politiques et la morosit\u00e9 de l&#8217;\u00e9conomie tricolore, 2024 aura \u00e9t\u00e9 un bon mill\u00e9sime pour les banques fran\u00e7aises. Les cinq plus grandes d&#8217;entre elles, c&#8217;est-\u00e0-dire BNP Paribas, Cr\u00e9dit agricole, Soci\u00e9t\u00e9 g\u00e9n\u00e9rale, BPCE (Banques [&hellip;]<\/p>\n","protected":false},"author":38,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[113,316],"tags":[],"class_list":["post-51996","post","type-post","status-publish","format-standard","hentry","category-france","category-press"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.5 (Yoast SEO v28.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Les activit\u00e9s de d\u00e9tail des banques fran\u00e7aises se redressent - Le Figaro - Accuracy<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.accuracy.com\/fr\/les-activites-de-detail-des-banques-francaises-se-redressent-le-figaro\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Les activit\u00e9s de d\u00e9tail des banques fran\u00e7aises se redressent - Le Figaro\" \/>\n<meta property=\"og:description\" content=\"Les \u00e9tablissements tricolores ont renou\u00e9 avec de solides profits, d\u00e9gageant au total 32,1 milliards d&#8217;euros de r\u00e9sultat net en 2024. Malgr\u00e9 les turbulences politiques et la morosit\u00e9 de l&#8217;\u00e9conomie tricolore, 2024 aura \u00e9t\u00e9 un bon mill\u00e9sime pour les banques fran\u00e7aises. 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