{"id":51981,"date":"2025-02-03T11:46:13","date_gmt":"2025-02-03T10:46:13","guid":{"rendered":"https:\/\/www.accuracy.com\/?p=51981"},"modified":"2025-03-07T12:00:45","modified_gmt":"2025-03-07T11:00:45","slug":"les-banques-francaises-esperent-avoir-atteint-le-point-de-bascule-les-echos","status":"publish","type":"post","link":"https:\/\/www.accuracy.com\/fr\/les-banques-francaises-esperent-avoir-atteint-le-point-de-bascule-les-echos\/","title":{"rendered":"Les banques fran\u00e7aises esp\u00e8rent avoir atteint le point de bascule - Les Echos"},"content":{"rendered":"<p><b><span style=\"font-size: 11.0pt; color: #333333; background: white;\">Les banques fran\u00e7aises se pr\u00e9parent \u00e0 r\u00e9v\u00e9ler leurs r\u00e9sultats du quatri\u00e8me trimestre. Elles doivent montrer que les heures sombres li\u00e9es \u00e0 la remont\u00e9e rapide des taux sont derri\u00e8re elles.<\/span><\/b><\/p>\n<p style=\"text-align: justify; background: white;\"><span style=\"font-size: 11.0pt; color: #333333;\">Transformer l'essai. Voil\u00e0 l'objectif des banques fran\u00e7aises \u00e0 la veille de la pr\u00e9sentation des r\u00e9sultats du quatri\u00e8me trimestre. En effet, apr\u00e8s deux ann\u00e9es sous pression du fait de la remont\u00e9e rapide des taux, le troisi\u00e8me trimestre a laiss\u00e9 entrevoir les premiers signes d'un retour \u00e0 une situation pour elles plus favorable. En particulier sur la marge nette d'int\u00e9r\u00eat, qui a commenc\u00e9 \u00e0 se relever. Un \u00e9l\u00e9ment crucial pour permettre aux banques d'aborder 2025 sous de bons auspices alors que l'ann\u00e9e risque encore d'\u00eatre marqu\u00e9e par des remous politiques et g\u00e9opolitiques.<\/span><\/p>\n<p>(\u2026)<\/p>\n<p>Au global, pour s'assurer de la bonne sant\u00e9 du secteur, les observateurs vont scruter principalement trois \u00e9l\u00e9ments, d\u00e9taille\u00a0<strong>Nicolas Darbo<\/strong>, partenaire chez\u00a0<strong>Accuracy<\/strong>\u00a0: la marge nette d'int\u00e9r\u00eat - qui doit confirmer que le point d'inflexion est bien pass\u00e9 -, le niveau de risque, et enfin le fonds de commerce - pour v\u00e9rifier si les banques sont bien en conqu\u00eate de clients apr\u00e8s la p\u00e9riode creuse provoqu\u00e9e sur le cr\u00e9dit immobilier par les taux \u00e9lev\u00e9s.\u00a0<em>\" Il ne faut pas surestimer le risque politique,<\/em>\u00a0temp\u00e8re\u00a0<strong>Nicolas Darbo<\/strong>.\u00a0<em>Les banques fran\u00e7aises sont sur un mod\u00e8le assez international quand m\u00eame, bien diversifi\u00e9es en m\u00e9tiers et en g\u00e9ographies. \"<\/em><\/p>\n<hr \/>\n<p><em>Voir l'article complet <a href=\"https:\/\/www.lesechos.fr\/finance-marches\/banque-assurances\/les-banques-francaises-esperent-avoir-atteint-le-point-de-bascule-2146187\">ici<\/a>.\u00a0<\/em><\/p>","protected":false},"excerpt":{"rendered":"<p>Les banques fran\u00e7aises se pr\u00e9parent \u00e0 r\u00e9v\u00e9ler leurs r\u00e9sultats du quatri\u00e8me trimestre. Elles doivent montrer que les heures sombres li\u00e9es \u00e0 la remont\u00e9e rapide des taux sont derri\u00e8re elles. Transformer l&#8217;essai. Voil\u00e0 l&#8217;objectif des banques fran\u00e7aises \u00e0 la veille de la pr\u00e9sentation des r\u00e9sultats du quatri\u00e8me trimestre. En effet, apr\u00e8s deux ann\u00e9es sous pression du [&hellip;]<\/p>\n","protected":false},"author":38,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[113,316],"tags":[],"class_list":["post-51981","post","type-post","status-publish","format-standard","hentry","category-france","category-press"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.5 (Yoast SEO v28.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Les banques fran\u00e7aises esp\u00e8rent avoir atteint le point de bascule - Les Echos - Accuracy<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.accuracy.com\/fr\/les-banques-francaises-esperent-avoir-atteint-le-point-de-bascule-les-echos\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Les banques fran\u00e7aises esp\u00e8rent avoir atteint le point de bascule - Les Echos\" \/>\n<meta property=\"og:description\" content=\"Les banques fran\u00e7aises se pr\u00e9parent \u00e0 r\u00e9v\u00e9ler leurs r\u00e9sultats du quatri\u00e8me trimestre. Elles doivent montrer que les heures sombres li\u00e9es \u00e0 la remont\u00e9e rapide des taux sont derri\u00e8re elles. Transformer l&#8217;essai. Voil\u00e0 l&#8217;objectif des banques fran\u00e7aises \u00e0 la veille de la pr\u00e9sentation des r\u00e9sultats du quatri\u00e8me trimestre. 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