{"id":50222,"date":"2024-12-10T16:06:26","date_gmt":"2024-12-10T15:06:26","guid":{"rendered":"https:\/\/www.accuracy.com\/?p=50222"},"modified":"2024-12-10T16:06:42","modified_gmt":"2024-12-10T15:06:42","slug":"banques-les-activites-de-detail-voient-enfin-le-bout-du-tunnel","status":"publish","type":"post","link":"https:\/\/www.accuracy.com\/fr\/banques-les-activites-de-detail-voient-enfin-le-bout-du-tunnel\/","title":{"rendered":"Banques : les activit\u00e9s de d\u00e9tail voient enfin le bout du tunnel - Le Figaro"},"content":{"rendered":"<p>Elles commencent \u00e0 profiter de la baisse des taux. En 2025, le recul de la r\u00e9mun\u00e9ration du livret A les aidera.<\/p>\n<p>Ce n'est pas encore le grand soir, mais les signaux sont encourageants. Depuis quelques mois, les activit\u00e9s de d\u00e9tail des banques fran\u00e7aises, qui englobent les cr\u00e9dits aux m\u00e9nages et aux entreprises, et la collecte d'\u00e9pargne, commencent \u00e0 reprendre un petit peu de poil de la b\u00eate. Certes, aucune banque n'a fait d'\u00e9tincelles avec ces activit\u00e9s au troisi\u00e8me trimestre, et leurs revenus sont toujours \u00e0 la peine. Mais \" le plus dur est pass\u00e9, avance <strong>Nicolas Darbo<\/strong>, associ\u00e9 chez <strong>Accuracy<\/strong>.<\/p>\n<p>(\u2026)<\/p>\n<p>D'autres \u00e9l\u00e9ments viennent en appui. \"Les m\u00e9nages transf\u00e8rent moins l'argent de leurs comptes courants vers des produits d'\u00e9pargne que les banques doivent r\u00e9mun\u00e9rer de 2 % \u00e0 3 %, note <strong>Nicolas Darbo<\/strong>. La bulle des d\u00e9p\u00f4ts \u00e0 vue s'est d\u00e9gonfl\u00e9e. \"<\/p>\n<p>(\u2026)<\/p>\n<p>Pour autant, les \u00e9tablissements bancaires pourront faire face. \"Les banques fran\u00e7aises sont tr\u00e8s diversifi\u00e9es et en bonne sant\u00e9, souligne\u00a0<strong>Nicolas Darbo<\/strong>Et la plupart sont agressives en mati\u00e8re de croissance externe.<\/p>\n<p>Voir l'article complet <a href=\"https:\/\/www.lefigaro.fr\/societes\/banques-les-activites-de-detail-voient-enfin-le-bout-du-tunnel-20241122\">ici<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"<p>Elles commencent \u00e0 profiter de la baisse des taux. En 2025, le recul de la r\u00e9mun\u00e9ration du livret\u00a0A les aidera. Ce n&#8217;est pas encore le grand soir, mais les signaux sont encourageants. Depuis quelques mois, les activit\u00e9s de d\u00e9tail des banques fran\u00e7aises, qui englobent les cr\u00e9dits aux m\u00e9nages et aux entreprises, et la collecte d&#8217;\u00e9pargne, [&hellip;]<\/p>\n","protected":false},"author":53,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[113,316],"tags":[],"class_list":["post-50222","post","type-post","status-publish","format-standard","hentry","category-france","category-press"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.5 (Yoast SEO v28.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Banques : les activit\u00e9s de d\u00e9tail voient enfin le bout du tunnel - Le Figaro - Accuracy<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.accuracy.com\/fr\/banques-les-activites-de-detail-voient-enfin-le-bout-du-tunnel\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Banques : les activit\u00e9s de d\u00e9tail voient enfin le bout du tunnel - Le Figaro\" \/>\n<meta property=\"og:description\" content=\"Elles commencent \u00e0 profiter de la baisse des taux. En 2025, le recul de la r\u00e9mun\u00e9ration du livret\u00a0A les aidera. Ce n&#8217;est pas encore le grand soir, mais les signaux sont encourageants. Depuis quelques mois, les activit\u00e9s de d\u00e9tail des banques fran\u00e7aises, qui englobent les cr\u00e9dits aux m\u00e9nages et aux entreprises, et la collecte d&#8217;\u00e9pargne, [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.accuracy.com\/fr\/banques-les-activites-de-detail-voient-enfin-le-bout-du-tunnel\/\" \/>\n<meta property=\"og:site_name\" content=\"Accuracy\" \/>\n<meta property=\"article:published_time\" content=\"2024-12-10T15:06:26+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-12-10T15:06:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.accuracy.com\/wp-content\/uploads\/2023\/10\/Accuracy.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"675\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Neila Benamar\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Neila Benamar\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimation du temps de lecture\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.accuracy.com\\\/banques-les-activites-de-detail-voient-enfin-le-bout-du-tunnel\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.accuracy.com\\\/banques-les-activites-de-detail-voient-enfin-le-bout-du-tunnel\\\/\"},\"author\":{\"name\":\"Neila Benamar\",\"@id\":\"https:\\\/\\\/www.accuracy.com\\\/#\\\/schema\\\/person\\\/3ac98952a76ff5f1c586f3f346900463\"},\"headline\":\"Banques : les activit\u00e9s de d\u00e9tail voient enfin le bout du tunnel &#8211; 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