{"id":48291,"date":"2024-09-20T09:00:24","date_gmt":"2024-09-20T07:00:24","guid":{"rendered":"https:\/\/www.accuracy.com\/?p=48291"},"modified":"2024-11-08T13:21:18","modified_gmt":"2024-11-08T12:21:18","slug":"lentree-dunicredit-chez-commerzbank","status":"publish","type":"post","link":"https:\/\/www.accuracy.com\/fr\/lentree-dunicredit-chez-commerzbank\/","title":{"rendered":"L'entr\u00e9e d'UniCredit chez Commerzbank ne devrait pas pr\u00e9figurer d'autres op\u00e9rations transfrontali\u00e8res en Europe - Option Finance"},"content":{"rendered":"<p>Pour <strong>Nicolas Darbo<\/strong>, associ\u00e9 chez <strong>Accuracy<\/strong>, les freins \u00e0 l&#8217;int\u00e9gration bancaire entre pays europ\u00e9ens restent trop nombreux pour relancer un mouvement de consolidation.<\/p>\n<p><strong>Alors qu&#8217;il y a quelques ann\u00e9es des rumeurs avaient fait \u00e9tat d&#8217;un possible rapprochement entre Commerzbank et BNP Paribas ou UniCredit, c&#8217;est finalement cette derni\u00e8re qui vient de prendre une participation de 9 % dans la banque allemande. Quels avantages pr\u00e9senterait une \u00e9ventuelle prise de contr\u00f4le \u00e0 terme pour le groupe italien ?<\/strong><\/p>\n<p>Pour l&#8217;instant, il s&#8217;agit juste d&#8217;une participation tr\u00e8s minoritaire, mais une acquisition pure et simple aurait du sens. UniCredit est d\u00e9j\u00e0 pr\u00e9sente en Allemagne depuis le rachat en 2005 d&#8217;HypoVereinsbank et elle doublerait son poids sur le march\u00e9 allemand. Elle r\u00e9\u00e9quilibrerait \u00e9galement son mix m\u00e9tier, puisqu&#8217;elle est bien implant\u00e9e chez les entreprises, tandis que Commerzbank est plus orient\u00e9e sur les particuliers. Cependant, m\u00eame si cette derni\u00e8re est b\u00e9n\u00e9ficiaire aujourd&#8217;hui, sa restructuration n&#8217;est pas encore achev\u00e9e. UniCredit para\u00eet bien plac\u00e9e pour la mener \u00e0 bien puisqu&#8217;elle a d\u00e9j\u00e0 l&#8217;exp\u00e9rience de celle d&#8217;HypoVereinsbank. Mais il n&#8217;est pas s\u00fbr que l&#8217;op\u00e9ration soit tr\u00e8s relutive pour elle. Avec Commerzbank, en effet, sa part de march\u00e9 serait d&#8217;\u00e0 peine plus de 10 %, car le syst\u00e8me bancaire allemand reste tr\u00e8s morcel\u00e9. En dehors de ces deux grandes banques, il compte encore une myriade d&#8217;\u00e9tablissements entre les banques r\u00e9gionales (Landesbanken), les Caisses d&#8217;\u00e9pargne, les banques mutualistes et coop\u00e9ratives\u2026 ce qui explique qu&#8217;il soit moins efficace et moins rentable que le march\u00e9 fran\u00e7ais, par exemple.<\/p>\n<p>\u00ab On devrait plut\u00f4t observer des rapprochements au sein des pays o\u00f9 le march\u00e9 n&#8217;est pas encore compl\u00e8tement rationalis\u00e9, ou des aquisitions cibl\u00e9es d&#8217;activit\u00e9s. \u00bb [&#8230;]<\/p>\n<p>Source : <a href=\"https:\/\/www.optionfinance.fr\/entreprise-finance\/nicolas-darbo-accuracy-lentree-dunicredit-chez-commerzbank-ne-devrait-pas-prefigurer-dautres-operations-transfrontalieres-en-europe.html#:~:text=Interview-,Nicolas%20Darbo%2C%20Accuracy%20%3A%20%C2%AB%20L'entr%C3%A9e%20d'UniCredit,autres%20op%C3%A9rations%20transfrontali%C3%A8res%20en%20Europe%20%C2%BB&amp;text=Pour%20Nicolas%20Darbo%2C%20associ%C3%A9%20chez,relancer%20un%20mouvement%20de%20consolidation.\">Option Finance<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pour Nicolas Darbo, associ\u00e9 chez Accuracy, les freins \u00e0 l&#8217;int\u00e9gration bancaire entre pays europ\u00e9ens restent trop nombreux pour relancer un mouvement de consolidation. Alors qu&#8217;il y a quelques ann\u00e9es des rumeurs avaient fait \u00e9tat d&#8217;un possible rapprochement entre Commerzbank et BNP Paribas ou UniCredit, c&#8217;est finalement cette derni\u00e8re qui vient de prendre une participation de [&hellip;]<\/p>\n","protected":false},"author":58,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[113,316],"tags":[],"class_list":["post-48291","post","type-post","status-publish","format-standard","hentry","category-france","category-press"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.5 (Yoast SEO v28.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>L&#039;entr\u00e9e d&#039;UniCredit chez Commerzbank ne devrait pas pr\u00e9figurer d&#039;autres op\u00e9rations transfrontali\u00e8res en Europe - Option Finance - Accuracy<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.accuracy.com\/fr\/lentree-dunicredit-chez-commerzbank\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"L&#039;entr\u00e9e d&#039;UniCredit chez Commerzbank ne devrait pas pr\u00e9figurer d&#039;autres op\u00e9rations transfrontali\u00e8res en Europe - Option Finance\" \/>\n<meta property=\"og:description\" content=\"Pour Nicolas Darbo, associ\u00e9 chez Accuracy, les freins \u00e0 l&#8217;int\u00e9gration bancaire entre pays europ\u00e9ens restent trop nombreux pour relancer un mouvement de consolidation. Alors qu&#8217;il y a quelques ann\u00e9es des rumeurs avaient fait \u00e9tat d&#8217;un possible rapprochement entre Commerzbank et BNP Paribas ou UniCredit, c&#8217;est finalement cette derni\u00e8re qui vient de prendre une participation de [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.accuracy.com\/fr\/lentree-dunicredit-chez-commerzbank\/\" \/>\n<meta property=\"og:site_name\" content=\"Accuracy\" \/>\n<meta property=\"article:published_time\" content=\"2024-09-20T07:00:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-11-08T12:21:18+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.accuracy.com\/wp-content\/uploads\/2023\/10\/Accuracy.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"675\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"albane.debraquilanges@accuracy.com\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"albane.debraquilanges@accuracy.com\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimation du temps de lecture\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.accuracy.com\\\/lentree-dunicredit-chez-commerzbank\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.accuracy.com\\\/lentree-dunicredit-chez-commerzbank\\\/\"},\"author\":{\"name\":\"albane.debraquilanges@accuracy.com\",\"@id\":\"https:\\\/\\\/www.accuracy.com\\\/#\\\/schema\\\/person\\\/72929a53f3d091e37119cd84ead1690c\"},\"headline\":\"L&#8217;entr\u00e9e d&#8217;UniCredit chez Commerzbank ne devrait pas pr\u00e9figurer d&#8217;autres op\u00e9rations transfrontali\u00e8res en Europe &#8211; Option Finance\",\"datePublished\":\"2024-09-20T07:00:24+00:00\",\"dateModified\":\"2024-11-08T12:21:18+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.accuracy.com\\\/lentree-dunicredit-chez-commerzbank\\\/\"},\"wordCount\":339,\"publisher\":{\"@id\":\"https:\\\/\\\/www.accuracy.com\\\/#organization\"},\"articleSection\":[\"France\",\"Press\"],\"inLanguage\":\"fr-CA\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.accuracy.com\\\/lentree-dunicredit-chez-commerzbank\\\/\",\"url\":\"https:\\\/\\\/www.accuracy.com\\\/lentree-dunicredit-chez-commerzbank\\\/\",\"name\":\"L'entr\u00e9e d'UniCredit chez Commerzbank ne devrait pas pr\u00e9figurer d'autres op\u00e9rations transfrontali\u00e8res en Europe - Option Finance - Accuracy\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.accuracy.com\\\/#website\"},\"datePublished\":\"2024-09-20T07:00:24+00:00\",\"dateModified\":\"2024-11-08T12:21:18+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.accuracy.com\\\/lentree-dunicredit-chez-commerzbank\\\/#breadcrumb\"},\"inLanguage\":\"fr-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.accuracy.com\\\/lentree-dunicredit-chez-commerzbank\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.accuracy.com\\\/lentree-dunicredit-chez-commerzbank\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/www.accuracy.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"L&#8217;entr\u00e9e d&#8217;UniCredit chez Commerzbank ne devrait pas pr\u00e9figurer d&#8217;autres op\u00e9rations transfrontali\u00e8res en Europe &#8211; Option Finance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.accuracy.com\\\/#website\",\"url\":\"https:\\\/\\\/www.accuracy.com\\\/\",\"name\":\"Accuracy\",\"description\":\"Business Advisers - Financial Consultants\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.accuracy.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.accuracy.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.accuracy.com\\\/#organization\",\"name\":\"Accuracy\",\"url\":\"https:\\\/\\\/www.accuracy.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CA\",\"@id\":\"https:\\\/\\\/www.accuracy.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.accuracy.com\\\/wp-content\\\/uploads\\\/2023\\\/08\\\/unnamed-3.jpg\",\"contentUrl\":\"https:\\\/\\\/www.accuracy.com\\\/wp-content\\\/uploads\\\/2023\\\/08\\\/unnamed-3.jpg\",\"width\":512,\"height\":512,\"caption\":\"Accuracy\"},\"image\":{\"@id\":\"https:\\\/\\\/www.accuracy.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.linkedin.com\\\/company\\\/accuracy\\\/?originalSubdomain=fr\",\"https:\\\/\\\/www.instagram.com\\\/accuracycareers\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.accuracy.com\\\/#\\\/schema\\\/person\\\/72929a53f3d091e37119cd84ead1690c\",\"name\":\"albane.debraquilanges@accuracy.com\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CA\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6b7766cb63f9bfaa0c09be6554dcec93090ba8c35aef59eb3bbae153da9a7e60?s=96&d=blank&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6b7766cb63f9bfaa0c09be6554dcec93090ba8c35aef59eb3bbae153da9a7e60?s=96&d=blank&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6b7766cb63f9bfaa0c09be6554dcec93090ba8c35aef59eb3bbae153da9a7e60?s=96&d=blank&r=g\",\"caption\":\"albane.debraquilanges@accuracy.com\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"L'entr\u00e9e d'UniCredit chez Commerzbank ne devrait pas pr\u00e9figurer d'autres op\u00e9rations transfrontali\u00e8res en Europe - Option Finance - Accuracy","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.accuracy.com\/fr\/lentree-dunicredit-chez-commerzbank\/","og_locale":"fr_CA","og_type":"article","og_title":"L'entr\u00e9e d'UniCredit chez Commerzbank ne devrait pas pr\u00e9figurer d'autres op\u00e9rations transfrontali\u00e8res en Europe - Option Finance","og_description":"Pour Nicolas Darbo, associ\u00e9 chez Accuracy, les freins \u00e0 l&#8217;int\u00e9gration bancaire entre pays europ\u00e9ens restent trop nombreux pour relancer un mouvement de consolidation. Alors qu&#8217;il y a quelques ann\u00e9es des rumeurs avaient fait \u00e9tat d&#8217;un possible rapprochement entre Commerzbank et BNP Paribas ou UniCredit, c&#8217;est finalement cette derni\u00e8re qui vient de prendre une participation de [&hellip;]","og_url":"https:\/\/www.accuracy.com\/fr\/lentree-dunicredit-chez-commerzbank\/","og_site_name":"Accuracy","article_published_time":"2024-09-20T07:00:24+00:00","article_modified_time":"2024-11-08T12:21:18+00:00","og_image":[{"width":1200,"height":675,"url":"https:\/\/www.accuracy.com\/wp-content\/uploads\/2023\/10\/Accuracy.png","type":"image\/png"}],"author":"albane.debraquilanges@accuracy.com","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"albane.debraquilanges@accuracy.com","Estimation du temps de lecture":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.accuracy.com\/lentree-dunicredit-chez-commerzbank\/#article","isPartOf":{"@id":"https:\/\/www.accuracy.com\/lentree-dunicredit-chez-commerzbank\/"},"author":{"name":"albane.debraquilanges@accuracy.com","@id":"https:\/\/www.accuracy.com\/#\/schema\/person\/72929a53f3d091e37119cd84ead1690c"},"headline":"L&#8217;entr\u00e9e d&#8217;UniCredit chez Commerzbank ne devrait pas pr\u00e9figurer d&#8217;autres op\u00e9rations transfrontali\u00e8res en Europe &#8211; Option Finance","datePublished":"2024-09-20T07:00:24+00:00","dateModified":"2024-11-08T12:21:18+00:00","mainEntityOfPage":{"@id":"https:\/\/www.accuracy.com\/lentree-dunicredit-chez-commerzbank\/"},"wordCount":339,"publisher":{"@id":"https:\/\/www.accuracy.com\/#organization"},"articleSection":["France","Press"],"inLanguage":"fr-CA"},{"@type":"WebPage","@id":"https:\/\/www.accuracy.com\/lentree-dunicredit-chez-commerzbank\/","url":"https:\/\/www.accuracy.com\/lentree-dunicredit-chez-commerzbank\/","name":"L'entr\u00e9e d'UniCredit chez Commerzbank ne devrait pas pr\u00e9figurer d'autres op\u00e9rations transfrontali\u00e8res en Europe - Option Finance - Accuracy","isPartOf":{"@id":"https:\/\/www.accuracy.com\/#website"},"datePublished":"2024-09-20T07:00:24+00:00","dateModified":"2024-11-08T12:21:18+00:00","breadcrumb":{"@id":"https:\/\/www.accuracy.com\/lentree-dunicredit-chez-commerzbank\/#breadcrumb"},"inLanguage":"fr-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.accuracy.com\/lentree-dunicredit-chez-commerzbank\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.accuracy.com\/lentree-dunicredit-chez-commerzbank\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/www.accuracy.com\/"},{"@type":"ListItem","position":2,"name":"L&#8217;entr\u00e9e d&#8217;UniCredit chez Commerzbank ne devrait pas pr\u00e9figurer d&#8217;autres op\u00e9rations transfrontali\u00e8res en Europe &#8211; Option Finance"}]},{"@type":"WebSite","@id":"https:\/\/www.accuracy.com\/#website","url":"https:\/\/www.accuracy.com\/","name":"Accuracy","description":"Conseillers d'entreprise - Consultants financiers","publisher":{"@id":"https:\/\/www.accuracy.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.accuracy.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-CA"},{"@type":"Organization","@id":"https:\/\/www.accuracy.com\/#organization","name":"Accuracy","url":"https:\/\/www.accuracy.com\/","logo":{"@type":"ImageObject","inLanguage":"fr-CA","@id":"https:\/\/www.accuracy.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.accuracy.com\/wp-content\/uploads\/2023\/08\/unnamed-3.jpg","contentUrl":"https:\/\/www.accuracy.com\/wp-content\/uploads\/2023\/08\/unnamed-3.jpg","width":512,"height":512,"caption":"Accuracy"},"image":{"@id":"https:\/\/www.accuracy.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.linkedin.com\/company\/accuracy\/?originalSubdomain=fr","https:\/\/www.instagram.com\/accuracycareers\/"]},{"@type":"Person","@id":"https:\/\/www.accuracy.com\/#\/schema\/person\/72929a53f3d091e37119cd84ead1690c","name":"albane.debraquilanges@accuracy.com","image":{"@type":"ImageObject","inLanguage":"fr-CA","@id":"https:\/\/secure.gravatar.com\/avatar\/6b7766cb63f9bfaa0c09be6554dcec93090ba8c35aef59eb3bbae153da9a7e60?s=96&d=blank&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6b7766cb63f9bfaa0c09be6554dcec93090ba8c35aef59eb3bbae153da9a7e60?s=96&d=blank&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6b7766cb63f9bfaa0c09be6554dcec93090ba8c35aef59eb3bbae153da9a7e60?s=96&d=blank&r=g","caption":"albane.debraquilanges@accuracy.com"}}]}},"_links":{"self":[{"href":"https:\/\/www.accuracy.com\/fr\/wp-json\/wp\/v2\/posts\/48291","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.accuracy.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.accuracy.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.accuracy.com\/fr\/wp-json\/wp\/v2\/users\/58"}],"replies":[{"embeddable":true,"href":"https:\/\/www.accuracy.com\/fr\/wp-json\/wp\/v2\/comments?post=48291"}],"version-history":[{"count":5,"href":"https:\/\/www.accuracy.com\/fr\/wp-json\/wp\/v2\/posts\/48291\/revisions"}],"predecessor-version":[{"id":49730,"href":"https:\/\/www.accuracy.com\/fr\/wp-json\/wp\/v2\/posts\/48291\/revisions\/49730"}],"wp:attachment":[{"href":"https:\/\/www.accuracy.com\/fr\/wp-json\/wp\/v2\/media?parent=48291"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.accuracy.com\/fr\/wp-json\/wp\/v2\/categories?post=48291"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.accuracy.com\/fr\/wp-json\/wp\/v2\/tags?post=48291"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}