{"id":47153,"date":"2023-12-12T08:49:05","date_gmt":"2023-12-12T07:49:05","guid":{"rendered":"https:\/\/www.accuracy.com\/?p=47153"},"modified":"2024-11-20T15:38:33","modified_gmt":"2024-11-20T14:38:33","slug":"la-hausse-des-taux-offre-de-nouvelles-sources-de-revenus-aux-neobanques","status":"publish","type":"post","link":"https:\/\/www.accuracy.com\/fr\/la-hausse-des-taux-offre-de-nouvelles-sources-de-revenus-aux-neobanques\/","title":{"rendered":"La hausse des taux offre de nouvelles sources de revenus aux n\u00e9obanques - Les Echos"},"content":{"rendered":"<p>Divine surprise pour les fintechs : avec la remont\u00e9e des taux, les banques en ligne, filiales de grands groupes bancaires ou ambitieux nouveaux entrants, ont trouv\u00e9 une nouvelle source de revenus. Une vague qui porte \u00e9galement les \u00e9tablissements de paiement.<\/p>\n<p>Comme une oasis dans le d\u00e9sert : la grande famille des banques en lignes et autres \u00ab n\u00e9obanques \u00bb vivent avec soulagement l&#8217;inversion de la politique mon\u00e9taire dans la zone euro. La BCE, afin de lutter contre l&#8217;inflation, a rapidement et fortement remont\u00e9 ses taux depuis l&#8217;an dernier.<\/p>\n<p>[&#8230;]<\/p>\n<p>\u00ab En fonction des accords commerciaux sign\u00e9s avec son d\u00e9positaire, la fintech peut ainsi \u00eatre commissionn\u00e9e en tant qu&#8217;apporteur de d\u00e9p\u00f4ts pour la banque : avec la hausse des taux, plus la fintech transf\u00e8re des d\u00e9p\u00f4ts, plus le d\u00e9positaire peut lui-m\u00eame g\u00e9n\u00e9rer des revenus, et en reverser \u00e0 la fintech \u00bb, r\u00e9sume <strong>Nicolas Darbo<\/strong>, associ\u00e9 au cabinet <strong>Accuracy<\/strong>.<\/p>\n<p>Retrouver l&#8217;int\u00e9gralit\u00e9 de l&#8217;article <a href=\"https:\/\/www.lesechos.fr\/finance-marches\/banque-assurances\/la-hausse-des-taux-offre-de-nouvelles-sources-de-revenus-aux-neobanques-2040989\">ici<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Divine surprise pour les fintechs : avec la remont\u00e9e des taux, les banques en ligne, filiales de grands groupes bancaires ou ambitieux nouveaux entrants, ont trouv\u00e9 une nouvelle source de revenus. Une vague qui porte \u00e9galement les \u00e9tablissements de paiement. Comme une oasis dans le d\u00e9sert : la grande famille des banques en lignes et [&hellip;]<\/p>\n","protected":false},"author":43,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[113,316],"tags":[],"class_list":["post-47153","post","type-post","status-publish","format-standard","hentry","category-france","category-press"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.5 (Yoast SEO v28.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>La hausse des taux offre de nouvelles sources de revenus aux n\u00e9obanques - Les Echos - Accuracy<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.accuracy.com\/fr\/la-hausse-des-taux-offre-de-nouvelles-sources-de-revenus-aux-neobanques\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"La hausse des taux offre de nouvelles sources de revenus aux n\u00e9obanques - Les Echos\" \/>\n<meta property=\"og:description\" content=\"Divine surprise pour les fintechs : avec la remont\u00e9e des taux, les banques en ligne, filiales de grands groupes bancaires ou ambitieux nouveaux entrants, ont trouv\u00e9 une nouvelle source de revenus. 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